Move money on regulated Digital Asset Rails – with 24/7 fiat settlement via SEPA Instant.
Modern digital settlement for regulated institutions
Cross‑border money movement still operates on banking hours, cut‑offs and delayed settlement. That traps liquidity, forces prefunding and slows decision‑making.
ClearBank’s Digital Asset Rails remove those constraints by using EURC stablecoins as a transport layer – while maintaining secure, regulated fiat settlement at every stage.
Available to EU‑regulated institutions.
Automate your treasury. Scale global payouts.
Programmable liquidity
Move value beyond traditional banking cut-offs. Automate treasury flows that run continuously and follow your logic.
24/7 settlement
Compress settlement from days to seconds. Settle fiat 24/7 via SEPA Instant, removing delays caused by intermediaries.
Lower working capital
Reduce prefunding and release trapped buffers. Free capital tied up in delayed settlement and redeploy liquidity when and where it matters.
Regulated rails you can trust
CASP-aligned infrastructure – not exchanges. Operate on regulated banking rails built for institutions, with controls designed for scale.
The bank-built bridge between fiat and digital
ClearBank is the regulated infrastructure partner for digital asset innovators – bridging fiat and digital money with secure, scalable banking capabilities.
As a regulated bank and Crypto Asset Services Provider (CASP), we deliver bank-grade onboarding, controls, and predictable fiat settlement, while using stablecoins as the transport layer.
You retain control of your own wallets. We focus on compliance, operational oversight, and settlement – not trading or custody.
Hybrid finance starts here
The new era of money converges digital speed and regulated trust, creating a single financial layer where capital moves with no constraints, fully governed, and open to a programmable world.
ClearBank is your bank-native foundation for hybrid finance. Movement, control, and trust into one governed system – supporting real‑time liquidity, treasury, and value exchange that runs continuously, at global scale.
This is the system institutional money runs on.
FAQs
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No. Digital Asset Rails use regulated stablecoins purely as a transport layer to move value faster. Clients always settle back into familiar fiat currency via SEPA Instant. There is no crypto trading, speculation, or exchange access.
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ClearBank’s Digital Asset Rails are built for regulated institutions, including EMIs, PIs, banks, FX, and payments providers, and treasury-heavy platforms with high-volume flows. Retail investors, unregulated crypto businesses, and speculative trading use cases are not eligible.
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Digital Asset Rails is currently available to EU‑regulated institutions and clients with European operations that operate under the EU’s MiCA framework. Additional regions and corridors are planned, subject to regulatory frameworks.
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No. Clients access Digital Asset Rails through ClearBank’s existing account and API infrastructure. All blockchain complexity is handled behind the scenes — no blockchain integration or specialist engineering is required.
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ClearBank does not custody digital assets. Clients retain control of their own external wallets, with institutional‑grade wallet infrastructure provided via Taurus. ClearBank manages onboarding, compliance, fiat movement, and settlement — not custody.
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Yes. ClearBank’s Digital Asset Rails provide access to MiCA-regulated stablecoins (via Circle) and operate within ClearBank’s existing regulatory perimeter. Bank-grade AML, CTF, and Travel Rule controls apply end-to-end. All issuance/redemption is performed by Circle Internet Financial Europe SAS. www.circle.com.
Built on regulation. Compliant by design.
ClearBank Europe is the first Dutch credit institution to be authorised by the AFM as a Crypto Asset Service Provider (CASP) across Europe under MiCA. Money flows are protected end-to-end by institutional controls and enterprise-grade operating standards.
Ready to collaborate?
Experience the ClearBank difference and begin your journey today.