ClearBank appoints Ken Johnstone as Chief Product Officer to accelerate product innovation across the UK and Europe

News — 9th July 2026
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  • Johnstone joins ClearBank’s Group Executive team and will lead product strategy across the UK and Europe
  • Brings over 25 years’ product experience across fintech, banking and telecoms
  • Appointment supports ClearBank’s continued expansion across digital asset rails, embedded banking and corporate solutions

ClearBank, the enabler of real-time clearing and embedded banking, today announces that Ken Johnstone has joined as Chief Product Officer. Ken will lead product strategy with a focus on scaling ClearBank's platform and capabilities across the UK and Europe.

Ken joins ClearBank with more than two decades of experience across fintech, banking and telecoms, with a strong track record of building and scaling customer-focused products in regulated environments. He has worked across the UK, Europe, the US, Asia and Australia, delivering products across complex and varied markets.

Most recently, he served as Chief Product Officer for NatWest Boxed and Mettle, where he defined and delivered cloud-native banking platforms and embedded finance propositions. At Mettle, he led the transformation from an e-money proposition into a fully regulated digital bank, scaling to more than 150,000 UK business customers. At NatWest Boxed, he built and launched a Banking-as-a-Service platform enabling partners to develop and scale compliant financial products.

At ClearBank, Ken will join the Group Executive team and will be responsible for advancing the company’s product proposition across payments, accounts and embedded banking, supporting clients across fintech, financial services and corporates. His appointment comes as ClearBank continues to expand across the UK and Europe, with the rollout of new capabilities including the recent launch of digital asset rails in Europe and the expansion into corporate embedded banking last year.

“Ken brings the product vision, technical depth and commercial experience we need as ClearBank scales across the UK and Europe. His track record in digital banking and embedded finance will be invaluable as we continue to expand our platform and deliver the capabilities our clients need to grow.”

Mark Fairless, CEO of ClearBank

“ClearBank has built a strong reputation as a trusted provider of regulated banking infrastructure, combining technology and regulatory expertise. As our clients continue to scale and innovate, there is a real opportunity to further develop the platform and introduce new products that support their ambitions. I’m really looking forward to working with the team to build on that progress and support our clients in the next phase of ClearBank’s growth.”

Ken Johnstone, CPO at ClearBank

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